SIP Calculator – plan it like real life
Estimate future value, compare investment vs returns, and build a habit that fits your goals
Investment Inputs
Adjust for Inflation (6%)
The Outcome
Total Invested
₹ 0
Wealth Gained
₹ 0
Future Value
₹ 0
Real Value (Adj.)
₹ 0
Visualize your Growth
Why start a SIP?
Think of a SIP as tending to a financial garden—small seeds planted consistently grow into a lush canopy of security while you focus on your career and dreams.
Equity Funds
High growth potential for long-term goals like buying a home.
High growth potential for long-term goals like buying a home.
Flexi-cap Funds
Dynamic funds that invest across stocks, gold, and other commodities.
Dynamic funds that invest across stocks, gold, and other commodities.
Index Funds
Low-cost options that track the top performing companies in the market.
Low-cost options that track the top performing companies in the market.
Hybrid Funds
A balanced mix of safety and growth for a smoother investment ride.
A balanced mix of safety and growth for a smoother investment ride.
Debt Funds
Safe and stable choices for goals coming up in the next 1-3 years.
Safe and stable choices for goals coming up in the next 1-3 years.
Liquid Funds
The best place for your emergency fund, offering better returns than savings.
The best place for your emergency fund, offering better returns than savings.
5 SIP tips (the calm, practical version)
Start small, start now: The best SIP is the one you can keep going—even if it begins at ₹500.
Pick a date that matches your salary rhythm: Invest after essentials are covered—so you’re consistent without stress.
Increase slowly, not dramatically: Use a Step-Up SIP so your investment grows with your income—quietly.
Don’t pause for “market noise”: SIPs are built for ups and downs—pausing often hurts more than it helps.
Goal Focus: Name your investments (like “Travel Fund”) to stay emotionally committed.